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SmartBuy

Delight with exclusive and assured bonus saving on all transactions on SmartBuy.

all credit/debit cards and payzapp walletValid till : 31st Mar 2027

    1. Get accelerated Reward points on Credit Card or cashback points on debit card or PayZapp Cashpoints on Pay with Payzapp - Wallet for transacting through SmartBuy as per the structure below. Benefits also applicable on Credit Card EMI basis card type.
      Linked PayZapp Credit/Debit Card transaction via SmartBuy merchants get the accelerated Reward Point/Cashback point basis linked card used.
    Category Infinia Diners Black, Diners Black Metal, Biz Black metal Regalia, Diners Privilege, BizPower Other credit card Debit card through web/mlite/PWA Debit card through PayZapp shop PayZapp Wallet
    (Reward Points) (Reward Points) (Reward Points) (CashBack) (DC cashback points) (DC cashback points) (DC cashback points) (PZ Cashpoint) (PZ Cashpoint)
    IGP.com10X10X10X10%10%10%--
    Flights5X5X5X5%5%-3%5%
    Hotels10X10X10X5%5%5%--
    Trains-Confirm Ticket3X3X3X1%1%1%--
    RedBus5X5X5X5%5%5%--
    Instant Voucher5X3X5X5%5%-3%5%
    Apple Imagine Tresor5X3X5X5%5%5%--
    Zoom Car5X5X5X5%5%5%--
    Nykaa5X5X5X5%5%---
    Myntra5X5X5X5%5%---
    Jockey10X10X10X10%10%---
    MMT Holiday Packages5X5X5X5%5%5%NA5%
    Pharmeasy10X10X10X10%10%---
    Weekly DealsInstant Discount + Core Card specific benefits
    1. Maximum benefit that could be earned per card in a calendar month/ in a day is as below.
      HDFC Bank Card Type Maxcap per calendar month Max per Day
      Infinia (Reward Points)15,00015,000
      Diners Black Metal & BizBlack Metal (Reward Points)10,00010,000
      Diners Black (Reward Points)7,5002,500
      Regalia, Diners Privilege, BizPower (Reward Points)4,0002,000
      Tata Neu (Tata Neu coins)1,0001,000
      Other credit card (Cashback)1,0001,000
      Debit card (cashback points)1,0001,000
      PayZapp Wallet (Cashpoints)1,0001,000
    2. Rewards Redemption Calculation
      Category Infinia
      (1 RP = 1 Re)      		 Diners Black, Diners Black Metal, Biz Black metal
      (1 RP = 1 Re)      		 Regalia, Diners Privilege, BizPower
      (1 RP = 0.5 Re)      		 Other Credit cards
      (1 RP = upto 0.35 Re)
      IGP.comNANANANA
      FlightsUpto 70% of Booking valueUpto 70% of Booking valueUpto 70% of Booking valueUpto 50% of booking amount
      HotelsUpto 70% of Booking valueUpto 70% of Booking valueUpto 70% of Booking valueUpto 50% of booking amount
      Trains - ConfirmTicketNANANANA
      RedBusNANANANA
      Instant VoucherNANANANA
      Apple Imagine TresorNANANANA
      MyntraNANANANA
      JockeyNANANANA
      MMT Holiday PackagesNANANANA
      PharmeasyNANANANA
      MyEMIShopNANANANA
    3. For tata neu / Tata neu infinity credit cards offer click here. The above offer may not be applicable for Tata neu / Tata neu infinity cards. Click here to know more.
    4. Customers transacting through Credit card shall get respective bonus reward points /cashback on their credit card account within 90 working days from the last date of transaction month, provided the account is active.
    5. Customers transacting through Debit card on web/mlite/PWA shall get respective bonus cashback points within 90 working days from the last date of transaction month, provided the account is active. Visit Net Banking to redeem these on card account.
    6. Customers transacting on PayZapp shop through linked Debit card (on select categories such as Hotels / IRCTC / IGP)shall get respective bonus cashback points within 90 working days from the last date of transaction month, provided the account is active. Visit Net Banking to redeem these on card account.
    7. Customers transacting through Debit card on PayZapp shop (select categories such as flights / Redbus / Instant voucher) shall get PayZapp cashpoints instantly or within 5 working days upon inputting promocode. Refer PayZapp offers section.
    8. Customers transacting through PayZapp wallet shall get PayZapp cashpoints instantly or within 5 working days upon inputting promocode. Refer PayZapp offers section.
    9. Refer Savings Calculator Tab to know your offer saving.
    10. Only for IRCTC Cobrand card, core benefit of 5% Cashback will be applicable for IRCTC transactions done via SmartBuy.
    11. SmartBuy benefit of 5X Reward Points or 5% Cashback on Myntra is not applicable on the entire transaction/order if the order includes any gold or silver product.