
Enjoy the freedom of going card free, wallet-free with HDFC Bank Cardless EASYEMI!
Enjoy the freedom of going card free, wallet-free with HDFC Bank Cardless EASYEMI!
Only Mobile and PAN number is required and the transaction is processed! Simple!
Why choose Cardless EASYEMI?
Easy: Enjoy Pre-Approved Loans with flexible EMIs, without any down-payment from leading stores and online merchants.
Convenient: Purchase with just your mobile and PAN number. No Card or document submission required
Flexible repayment: From 3 months to 24 months, choose a tenure according to your needs with our pocket-friendly repayment options.
Instant approvals and disbursal: Skip the waiting period and processing time
Full finance: Get 100% finance to buy any products and services and pay a convenience fee of just ₹299 + GST.
No Documentation & Instant approval: Get instant approval with no documentation and enjoy the hassle free experience
Visit your nearest store and avail across your favourite brands! Available on mobiles, electronics, personal care, wellness, home decor and many more categories!
Check your pre-approved loan offer by sending ‘EasyEMI’ to 7070022222 on WhatsApp.
Walk into your nearest store and ask for HDFC Bank Cardless EASYEMI!
Visit a store and select a product
At the billing counter, opt for the Cardless EASYEMI option.
Provide your 10-digit mobile number and PAN number.
You will receive an OTP, share it with the retailer.
Your transaction will be completed successfully.
1. HDFC Bank Cardless EASYEMI option is extended to select pre-approved customers.
2. Convenience fee of Rs.299 + GST will be applicable
3. Applicable across mobiles, electronics, wellness, personal care, insurance, home décor and many more categories!
4. Applicable from a minimum transaction amount of Rs.3,000 and above
5. Ensure to read and check the Key Factual Statement before OTP is entered
6. HDFC Bank never asks for OTPs or confidential details. Enter them only on official bank pages.
At HDFC Bank, pre-approved offers are subject to our internal checks and verification. Even if you receive a pre-approved offer, the final approval will depend on factors such as your credit history and overall financial profile. We follow responsible lending practices and regulatory guidelines while reviewing all applications
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