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Cardless EASYEMI

Enjoy the freedom of going card free, wallet-free with HDFC Bank Cardless EASYEMI!


Starts   On: 15-12-2025
Expires On: 30-06-2026
Offer Posting Date: NA
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  • Offer Details
  • How to avail
  • Terms & Conditions

    Enjoy the freedom of going card free, wallet-free with HDFC Bank Cardless EASYEMI!

     

    Only Mobile and PAN number is required and the transaction is processed! Simple!

     

    Why choose Cardless EASYEMI? 

     

    Easy: Enjoy Pre-Approved Loans with flexible EMIs, without any down-payment from leading stores and online merchants.

     

    Convenient: Purchase with just your mobile and PAN number. No Card or document submission required

     

    Flexible repayment: From 3 months to 24 months, choose a tenure according to your needs with our pocket-friendly repayment options.


    Instant approvals and disbursal: Skip the waiting period and processing time

     

    Full finance: Get 100% finance to buy any products and services and pay a convenience fee of just ₹299 + GST.

     

    No Documentation & Instant approval: Get instant approval with no documentation and enjoy the hassle free experience

     

    Visit your nearest store and avail across your favourite brands! Available on mobiles, electronics, personal care, wellness, home decor and many more categories!

     

    Check your pre-approved loan offer by sending ‘EasyEMI’ to 7070022222 on WhatsApp.

    Walk into your nearest store and ask for HDFC Bank Cardless EASYEMI!

     


    Visit a store and select a product

     

    At the billing counter, opt for the Cardless EASYEMI option.

     

    Provide your 10-digit mobile number and PAN number.

     

    You will receive an OTP, share it with the retailer.

     

    Your transaction will be completed successfully.

    1. HDFC Bank Cardless EASYEMI option is extended to select pre-approved customers.


    2. Convenience fee of Rs.299 + GST will be applicable


    3. Applicable across mobiles, electronics, wellness, personal care, insurance, home décor and many more categories!


    4. Applicable from a minimum transaction amount of Rs.3,000 and above


    5. Ensure to read and check the Key Factual Statement before OTP is entered


    6. HDFC Bank never asks for OTPs or confidential details. Enter them only on official bank pages.

     

    At HDFC Bank, pre-approved offers are subject to our internal checks and verification. Even if you receive a pre-approved offer, the final approval will depend on factors such as your credit history and overall financial profile. We follow responsible lending practices and regulatory guidelines while reviewing all applications

StoresAddress/city/state

You cannot redeem points here.

Dear Customer,

SmartBuy offer benefits are not applicable on usage of non HDFC Bank payment instruments

By clicking on the hyperlink you will be exiting HDFC Bank SmartBuy website and entering into the Merchant‘s website. This link is provided only for the convenience of HDFC Bank‘s customers, HDFC Bank will not earn any commission or any other fee upon its Customers viewing the offers made available by Merchants or purchasing/ availing of a Product/Service offered by Merchants, except the customary considerations for use of credit card/debit cards/net banking facility. The Customer is free to purchase/avail them from any other stores/online platforms and by using any other payment mechanism.

HDFC Bank is not selling/rendering any of these Products/Services. Neither is HDFC Bank guaranteeing nor making any representation with respect to the offers made by the merchants and HDFC Bank is not liable /responsible for sale/quality/features of the Products/Services selected for purchase by the customers. HDFC Bank is merely facilitating the payment by its Customers by providing the Payment Gateway Services.

HDFC Bank SmartBuy is designed to bring valuable offers and deals. The customer can use his / her discretion to check merchant offers available online or at stores and purchase / avail them from any other stores / online platforms basis their payment needs.

Thank you for visiting https://offers.smartbuy.hdfcbank.com. Please click here for detailed terms & conditions.

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